Top 50 Most Expensive Places to Live in the United States

Posted on: December 14th, 2020 by places.us.com

Photo by Joshua Hoehne on Unsplash

There were some shocking places that made the list but number one may be the most shocking of all.

To compile this list we used the average home value, average rental price, and average income for each city. We then used the cost to own/rent vs. the average income to determine how affordable each location actually is.

NOTE: This data is based on the estimates offered by the most recent U.S. Census data API’s and are subject to change once the 2020 census data is released. As a result, some of the data found on the individual places.us.com pages may not be as up to date with these results.


50 – Sullivan’s Island, SC

Sullivan’s Island, SC has an average home value of around $1,586,640 and an average rental price of around $2,293. With an average income of $52,829 and a housing cost burden of about 28.6%, the cost of living vs income ratio puts Sullivan’s Island at number 50 on our list of most expensive places to live in the United States.


49 – Alamo, CA

Alamo, CA has an average home value of around $1,589,452 and an average rental price of around $2,961. With an average income of $74,750 and a housing cost burden of about 37.1%, the cost of living vs income ratio puts Alamo at number 49 on our list of most expensive places to live in the United States.


48 – Chevy Chase Village, MD

Chevy Chase Village, MD has an average home value of around $1,644,465 and an average rental price of around $3,501. With an average income of $117,344 and a housing cost burden of about 21.5%, the cost of living vs income ratio puts Chevy Chase Village at number 48 on our list of most expensive places to live in the United States.


47 – Launiupoko, HI

Launiupoko, HI has an average home value of around $1,652,328 and an average rental price of around $2,794. With an average income of $53,490 and a housing cost burden of about 31.7%, the cost of living vs income ratio puts Launiupoko at number 47 on our list of most expensive places to live in the United States.


46 – Strawberry, CA

Strawberry, CA has an average home value of around $1,654,041 and an average rental price of around $1,910. With an average income of $53,521 and a housing cost burden of about 33.7%, the cost of living vs income ratio puts Strawberry at number 46 on our list of most expensive places to live in the United States.


45 – Palos Verdes Estates, CA

Palos Verdes Estates, CA has an average home value of around $1,682,043 and an average rental price of around $2,490. With an average income of $67,557 and a housing cost burden of about 25.6%, the cost of living vs income ratio puts Palos Verdes Estates at number 45 on our list of most expensive places to live in the United States.


44 – Laguna Beach, CA

Laguna Beach, CA has an average home value of around $1,690,287 and an average rental price of around $2,230. With an average income of $64,544 and a housing cost burden of about 33.1%, the cost of living vs income ratio puts Laguna Beach at number 44 on our list of most expensive places to live in the United States.


43 – Burlingame, CA

Burlingame, CA has an average home value of around $1,717,966 and an average rental price of around $2,083. With an average income of $62,879 and a housing cost burden of about 24.9%, the cost of living vs income ratio puts Burlingame at number 43 on our list of most expensive places to live in the United States.


42 – Emerald Lake Hills, CA

Emerald Lake Hills, CA has an average home value of around $1,727,813 and an average rental price of around $2,618. With an average income of $83,219 and a housing cost burden of about 18.4%, the cost of living vs income ratio puts Emerald Lake Hills at number 42 on our list of most expensive places to live in the United States.


41 – Hanalei, HI

Hanalei, HI has an average home value of around $1,745,455 and an average rental price of around $1,714. With an average income of $36,500 and a housing cost burden of about 26.2%, the cost of living vs income ratio puts Hanalei at number 41 on our list of most expensive places to live in the United States.


40 – Makena, HI

Makena, HI has an average home value of around $1,767,789 and an average rental price of around $1,063. With an average income of $21,875 and a housing cost burden of about 28%, the cost of living vs income ratio puts Makena at number 40 on our list of most expensive places to live in the United States.


39 – Old Brookville, NY

Old Brookville, NY has an average home value of around $1,772,338 and an average rental price of around $2,607. With an average income of $54,773 and a housing cost burden of about 113.2%, the cost of living vs income ratio puts Old Brookville at number 39 on our list of most expensive places to live in the United States.


38 – Upper Brookville, NY

Upper Brookville, NY has an average home value of around $1,788,864 and an average rental price of around $1,871. With an average income of $46,902 and a housing cost burden of about 50.6%, the cost of living vs income ratio puts Upper Brookville at number 38 on our list of most expensive places to live in the United States.


37 – Newport Beach, CA

Newport Beach, CA has an average home value of around $1,793,066 and an average rental price of around $2,175. With an average income of $62,916 and a housing cost burden of about 28.6%, the cost of living vs income ratio puts Newport Beach at number 37 on our list of most expensive places to live in the United States.


36 – Saddle River, NJ

Saddle River, NJ has an average home value of around $1,797,825 and an average rental price of around $1,736. With an average income of $62,321 and a housing cost burden of about 44.7%, the cost of living vs income ratio puts Saddle River at number 36 on our list of most expensive places to live in the United States.


35 – North Key Largo, FL

North Key Largo, FL has an average home value of around $1,799,168 and an average rental price of around $1,909. With an average income of $45,500 and a housing cost burden of about 48.9%, the cost of living vs income ratio puts North Key Largo at number 35 on our list of most expensive places to live in the United States.


34 – Lake Sherwood, CA

Lake Sherwood, CA has an average home value of around $1,800,004 and an average rental price of around $3,501. With an average income of $86,515 and a housing cost burden of about 17.7%, the cost of living vs income ratio puts Lake Sherwood at number 34 on our list of most expensive places to live in the United States.


33 – Brookville, NY

Brookville, NY has an average home value of around $1,837,853 and an average rental price of around $3,071. With an average income of $30,045 and a housing cost burden of about 14.7%, the cost of living vs income ratio puts Brookville at number 33 on our list of most expensive places to live in the United States.


32 – Old Westbury, NY

Old Westbury, NY has an average home value of around $1,841,943 and an average rental price of around $1,327. With an average income of $31,545 and a housing cost burden of about 6.8%, the cost of living vs income ratio puts Old Westbury at number 32 on our list of most expensive places to live in the United States.


31 – Gulf Stream, FL

Gulf Stream, FL has an average home value of around $1,859,253 and an average rental price of around $1,750. With an average income of $73,875 and a housing cost burden of about 28.7%, the cost of living vs income ratio puts Gulf Stream at number 31 on our list of most expensive places to live in the United States.


30 – Piedmont, CA

Piedmont, CA has an average home value of around $1,860,201 and an average rental price of around $3,161. With an average income of $91,481 and a housing cost burden of about 23%, the cost of living vs income ratio puts Piedmont at number 30 on our list of most expensive places to live in the United States.


29 – San Marino, CA

San Marino, CA has an average home value of around $1,876,522 and an average rental price of around $3,501. With an average income of $63,997 and a housing cost burden of about 27.9%, the cost of living vs income ratio puts San Marino at number 29 on our list of most expensive places to live in the United States.


28 – Kentfield, CA

Kentfield, CA has an average home value of around $1,887,719 and an average rental price of around $2,193. With an average income of $79,821 and a housing cost burden of about 25%, the cost of living vs income ratio puts Kentfield at number 28 on our list of most expensive places to live in the United States.


27 – West Menlo Park, CA

West Menlo Park, CA has an average home value of around $1,902,405 and an average rental price of around $3,055. With an average income of $75,326 and a housing cost burden of about 21.9%, the cost of living vs income ratio puts West Menlo Park at number 27 on our list of most expensive places to live in the United States.


26 – Cove Neck, NY

Cove Neck, NY has an average home value of around $1,909,872 and an average rental price of around $3,501. With an average income of $83,250 and a housing cost burden of about 42.3%, the cost of living vs income ratio puts Cove Neck at number 26 on our list of most expensive places to live in the United States.


25 – Manhattan Beach, CA

Manhattan Beach, CA has an average home value of around $1,916,690 and an average rental price of around $2,499. With an average income of $74,482 and a housing cost burden of about 27.8%, the cost of living vs income ratio puts Manhattan Beach at number 25 on our list of most expensive places to live in the United States.


24 – Tiburon, CA

Tiburon, CA has an average home value of around $1,964,064 and an average rental price of around $2,315. With an average income of $70,757 and a housing cost burden of about 29.6%, the cost of living vs income ratio puts Tiburon at number 24 on our list of most expensive places to live in the United States.


23 – Clyde Hill, WA

Clyde Hill, WA has an average home value of around $1,972,539 and an average rental price of around $2,761. With an average income of $97,500 and a housing cost burden of about 16.5%, the cost of living vs income ratio puts Clyde Hill at number 23 on our list of most expensive places to live in the United States.


22 – Menlo Park, CA

Menlo Park, CA has an average home value of around $1,993,327 and an average rental price of around $2,254. With an average income of $61,281 and a housing cost burden of about 28%, the cost of living vs income ratio puts Menlo Park at number 22 on our list of most expensive places to live in the United States.


21 – Del Mar, CA

Del Mar, CA has an average home value of around $1,994,245 and an average rental price of around $2,200. With an average income of $63,289 and a housing cost burden of about 29.2%, the cost of living vs income ratio puts Del Mar at number 21 on our list of most expensive places to live in the United States.


20 – Woodside, CA

Woodside, CA has an average home value of over $2,000,000 and an average rental price of around $2,042. With an average income of $85,444 and a housing cost burden of about 14.7%, the cost of living vs income ratio puts Woodside at number 20 on our list of most expensive places to live in the United States.


19 – Los Altos Hills, CA

Los Altos Hills, CA has an average home value of over $2,000,000 and an average rental price of around $2,460. With an average income of $105,599 and a housing cost burden of about 16.3%, the cost of living vs income ratio puts Los Altos Hills at number 19 on our list of most expensive places to live in the United States.


18 – Hillsborough, CA

Hillsborough, CA has an average home value of over $2,000,000 and an average rental price of around $3,501. With an average income of $96,154 and a housing cost burden of about 16.8%, the cost of living vs income ratio puts Hillsborough at number 18 on our list of most expensive places to live in the United States.


17 – Atherton, CA

Atherton, CA has an average home value of over $2,000,000 and an average rental price of around $3,501. With an average income of $83,411 and a housing cost burden of about 16.8%, the cost of living vs income ratio puts Atherton at number 17 on our list of most expensive places to live in the United States.


16 – Monte Sereno, CA

Monte Sereno, CA has an average home value of over $2,000,000 and an average rental price of around $2,375. With an average income of $95,647 and a housing cost burden of about 20.1%, the cost of living vs income ratio puts Monte Sereno at number 16 on our list of most expensive places to live in the United States.


15 – Yarrow Point, WA

Yarrow Point, WA has an average home value of over $2,000,000 and an average rental price of around $3,333. With an average income of $94,688 and a housing cost burden of about 20.1%, the cost of living vs income ratio puts Yarrow Point at number 15 on our list of most expensive places to live in the United States.


14 – Los Altos, CA

Los Altos, CA has an average home value of over $2,000,000 and an average rental price of around $3,169. With an average income of $87,259 and a housing cost burden of about 22%, the cost of living vs income ratio puts Los Altos at number 14 on our list of most expensive places to live in the United States.


13 – Matinecock, NY

Matinecock, NY has an average home value of over $2,000,000 and an average rental price of around $1,750. With an average income of $80,417 and a housing cost burden of about 23.5%, the cost of living vs income ratio puts Matinecock at number 13 on our list of most expensive places to live in the United States.


12 – Saratoga, CA

Saratoga, CA has an average home value of over $2,000,000 and an average rental price of around $2,690. With an average income of $75,233 and a housing cost burden of about 23.7%, the cost of living vs income ratio puts Saratoga at number 12 on our list of most expensive places to live in the United States.


11 – Loyola, CA

Loyola, CA has an average home value of over $2,000,000 and an average rental price of around $3,501. With an average income of $96,538 and a housing cost burden of about 26.3%, the cost of living vs income ratio puts Loyola at number 11 on our list of most expensive places to live in the United States.


10 – Montecito, CA

Montecito, CA has an average home value of over $2,000,000 and an average rental price of around $2,246. With an average income of $52,613 and a housing cost burden of about 26.3%, the cost of living vs income ratio puts Montecito at number 10 on our list of most expensive places to live in the United States.


9 – Palo Alto, CA

Palo Alto, CA has an average home value of over $2,000,000 and an average rental price of around $2,471. With an average income of $76,677 and a housing cost burden of about 26.9%, the cost of living vs income ratio puts Palo Alto at number 9 on our list of most expensive places to live in the United States.


8 – Ross, CA

Ross, CA has an average home value of over $2,000,000 and an average rental price of around $2,634. With an average income of $80,054 and a housing cost burden of about 29%, the cost of living vs income ratio puts Ross at number 8 on our list of most expensive places to live in the United States.


7 – Rancho Santa Fe, CA

Rancho Santa Fe, CA has an average home value of over $2,000,000 and an average rental price of around $2,585. With an average income of $44,628 and a housing cost burden of about 29.7%, the cost of living vs income ratio puts Rancho Santa Fe at number 7 on our list of most expensive places to live in the United States.


6 – Malibu, CA

Malibu, CA has an average home value of over $2,000,000 and an average rental price of around $2,550. With an average income of $65,201 and a housing cost burden of about 30.5%, the cost of living vs income ratio puts Malibu at number 6 on our list of most expensive places to live in the United States.


5 – Beverly Hills, CA

Beverly Hills, CA has an average home value of over $2,000,000 and an average rental price of around $2,130. With an average income of $53,833 and a housing cost burden of about 33.2%, the cost of living vs income ratio puts Beverly Hills at number 5 on our list of most expensive places to live in the United States.


4 – Portola Valley, CA

Portola Valley, CA has an average home value of over $2,000,000 and an average rental price of around $2,970. With an average income of $81,536 and a housing cost burden of about 34.5%, the cost of living vs income ratio puts Portola Valley at number 4 on our list of most expensive places to live in the United States.


3 – Sands Point, NY

Sands Point, NY has an average home value of over $2,000,000 and an average rental price of around $3,167. With an average income of $95,714 and a housing cost burden of about 35.2%, the cost of living vs income ratio puts Sands Point at number 3 on our list of most expensive places to live in the United States.


2 – Belvedere, CA

Belvedere, CA has an average home value of over $2,000,000 and an average rental price of around $2,635. With an average income of $106,800 and a housing cost burden of about 36.6%, the cost of living vs income ratio puts Belvedere at number 2 on our list of most expensive places to live in the United States.


1 – Golden Beach, FL

Golden Beach, FL has an average home value of over $2,000,000 and an average rental price of around $1,203. With an average income of $76,875 and a housing cost burden of about 577.7%, the cost of living vs income ratio puts Golden Beach at number 1 on our list of most expensive places to live in the United States.


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